/* Viereck Finanz – Website-Stylesheet · Marken-Manual v1.0 */
@font-face{font-family:"Manrope";font-weight:500;font-style:normal;font-display:swap;src:url("fonts/manrope-latin-500-normal.woff2") format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:"Manrope";font-weight:700;font-style:normal;font-display:swap;src:url("fonts/manrope-latin-700-normal.woff2") format("woff2")}
@font-face{font-family:"Manrope";font-weight:800;font-style:normal;font-display:swap;src:url("fonts/manrope-latin-800-normal.woff2") format("woff2")}
@font-face{font-family:"Manrope";font-weight:500;font-style:normal;font-display:swap;src:url("fonts/manrope-latin-ext-500-normal.woff2") format("woff2");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}
@font-face{font-family:"Inter";font-weight:400;font-style:normal;font-display:swap;src:url("fonts/inter-latin-400-normal.woff2") format("woff2")}
@font-face{font-family:"Inter";font-weight:500;font-style:normal;font-display:swap;src:url("fonts/inter-latin-500-normal.woff2") format("woff2")}
@font-face{font-family:"Inter";font-weight:600;font-style:normal;font-display:swap;src:url("fonts/inter-latin-600-normal.woff2") format("woff2")}

:root{
  --anthrazit:#2B2D31; --warm:#FAF8F4; --terra:#B5552B; --terra-dark:#9A4722; --schiefer:#5F6670; --sand:#E9E2D6; --line:#D9D2C4;
  --steht:#3C8D5A; --wackelt:#C9A227; --fehlt:#B5552B; --nr:#8A90A0;
  --text:#2B2D31; --muted:#5F6670; --max:1120px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--warm);color:var(--text);font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;font-size:17px;line-height:1.55}
h1,h2,h3,h4{font-family:Manrope,Inter,sans-serif;color:var(--anthrazit);margin:0 0 .4em;line-height:1.15;letter-spacing:-.01em}
h1{font-size:clamp(34px,5.5vw,58px);font-weight:800}
h2{font-size:clamp(26px,3.6vw,38px);font-weight:800}
h3{font-size:20px;font-weight:700}
p{margin:0 0 1em}
a{color:var(--terra)}
img{max-width:100%;height:auto;display:block}
.wrap{max-width:var(--max);margin:0 auto;padding:0 20px}
.eyebrow{font-family:Manrope;font-weight:700;font-size:13px;letter-spacing:.16em;text-transform:uppercase;color:var(--terra);margin-bottom:14px}
.lead{font-size:clamp(18px,2.2vw,21px);color:var(--muted);max-width:640px}
.muted{color:var(--muted)}
.small{font-size:14px}

/* Header */
.nav{position:sticky;top:0;z-index:20;background:rgba(250,248,244,.92);backdrop-filter:saturate(1.2) blur(8px);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;height:72px}
.nav .logo img{height:46px;width:auto}
.nav ul{list-style:none;margin:0;padding:0;display:flex;gap:26px;align-items:center}
.nav li a{text-decoration:none;color:var(--anthrazit);font-weight:500;font-size:15px}
.nav li a:hover{color:var(--terra)}
.nav .cta{background:var(--anthrazit);color:#fff!important;padding:10px 16px;border-radius:8px;font-weight:600}
.nav .cta:hover{background:var(--terra)}
.burger{display:none;border:0;background:transparent;width:44px;height:44px;cursor:pointer}
.burger span{display:block;width:22px;height:2px;background:var(--anthrazit);margin:5px auto;transition:.2s}
@media (max-width:820px){
  .nav ul{display:none;position:absolute;left:0;right:0;top:72px;background:var(--warm);border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;gap:0;padding:8px 20px 16px}
  .nav ul li a{display:block;padding:12px 0;font-size:17px}
  .nav ul li .cta{text-align:center;margin-top:8px}
  .nav.open ul{display:flex}
  .burger{display:block}
}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:8px;padding:14px 22px;font:inherit;font-weight:700;font-size:16px;cursor:pointer;text-decoration:none;transition:.15s}
.btn.primary{background:var(--terra);color:#fff}
.btn.primary:hover{background:var(--terra-dark)}
.btn.dark{background:var(--anthrazit);color:#fff}
.btn.dark:hover{background:#000}
.btn.ghost{background:transparent;color:var(--anthrazit);border:1.5px solid var(--anthrazit)}
.btn.ghost:hover{background:var(--anthrazit);color:#fff}
.btn:disabled{opacity:.45;cursor:not-allowed}

/* Sections */
section{padding:88px 0}
section.alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
section.dark{background:var(--anthrazit);color:#fff}
section.dark h2,section.dark h3{color:#fff}
section.dark .lead,section.dark .muted{color:#C9CBD2}
@media (max-width:700px){section{padding:60px 0}}

/* Hero */
.hero{padding:96px 0 80px;position:relative;overflow:hidden}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}
.hero .claim{margin:0 0 18px}
.hero .claim em{font-style:normal;color:var(--terra)}
.hero .actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}
.hero .trust{margin-top:28px;display:flex;flex-wrap:wrap;gap:8px 18px;font-size:14px;color:var(--muted)}
.hero .trust span::before{content:"";display:inline-block;width:8px;height:8px;background:var(--terra);margin-right:8px;vertical-align:1px}
.hero .art{display:flex;justify-content:center}
.hero .art svg{width:min(100%,380px);height:auto}
@media (max-width:820px){.hero .wrap{grid-template-columns:1fr}.hero .art svg{width:min(70%,280px)}.hero{padding:56px 0 56px}}

/* Vier Ecken */
.corners{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:40px}
.corner{background:#fff;border:1px solid var(--line);border-radius:12px;padding:26px 24px;position:relative}
section.alt .corner{background:var(--warm)}
.corner .ico{width:44px;height:44px;margin-bottom:16px}
.corner .para{font-size:12.5px;color:var(--muted);letter-spacing:.04em;text-transform:uppercase;font-weight:600;margin-bottom:6px}
.corner p{color:var(--muted);font-size:15.5px;margin:0}
@media (max-width:980px){.corners{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.corners{grid-template-columns:1fr}}

/* Ablauf */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:40px;counter-reset:s}
.step{position:relative;padding:28px 22px 24px;border-radius:12px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12)}
.step::before{counter-increment:s;content:counter(s,decimal-leading-zero);font-family:Manrope;font-weight:800;font-size:40px;color:var(--terra);line-height:1;display:block;margin-bottom:14px}
.step h3{color:#fff;font-size:18px}
.step p{color:#C9CBD2;font-size:15px;margin:0}
@media (max-width:980px){.steps{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.steps{grid-template-columns:1fr}}

/* Über mich */
.about{display:grid;grid-template-columns:1fr 1.3fr;gap:48px;align-items:center}
.about .pic{aspect-ratio:1;border-radius:14px;background:var(--sand);display:grid;place-items:center;position:relative;overflow:hidden}
.about .pic img{width:100%;height:100%;object-fit:cover}
.about .pic .ph{text-align:center;color:var(--muted);font-size:14px;padding:20px}
.about ul{padding-left:0;list-style:none;margin:18px 0 0;display:grid;gap:8px}
.about li{padding-left:22px;position:relative}
.about li::before{content:"";position:absolute;left:0;top:11px;width:9px;height:9px;background:var(--terra)}
@media (max-width:820px){.about{grid-template-columns:1fr}.about .pic{max-width:360px}}

/* Quick-Check-Teaser */
.teaser{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.teaser .mini{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px;box-shadow:0 20px 50px rgba(43,45,49,.08)}
@media (max-width:820px){.teaser{grid-template-columns:1fr}}

/* Kontakt */
.contact{display:grid;grid-template-columns:1fr 1fr;gap:40px}
.contact .box{background:#fff;border:1px solid var(--line);border-radius:12px;padding:28px}
.contact .box a{text-decoration:none;font-weight:600}
.contact .box .row{display:flex;gap:12px;align-items:flex-start;padding:10px 0;border-top:1px solid var(--line)}
.contact .box .row:first-of-type{border-top:0}
.contact .box .row b{min-width:84px;color:var(--muted);font-weight:500;font-size:14px;padding-top:2px}
@media (max-width:820px){.contact{grid-template-columns:1fr}}

/* Footer */
footer{background:var(--anthrazit);color:#C9CBD2;padding:48px 0 28px;font-size:14px}
footer .top{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:32px}
footer img{height:36px;width:auto;margin-bottom:12px}
footer a{color:#fff;text-decoration:none}
footer a:hover{color:var(--terra)}
footer ul{list-style:none;padding:0;margin:0;display:grid;gap:6px}
footer h4{color:#fff;font-size:13px;letter-spacing:.12em;text-transform:uppercase;margin-bottom:12px}
footer .legal{margin-top:36px;padding-top:18px;border-top:1px solid rgba(255,255,255,.14);font-size:12.5px;color:#9CA0AB;line-height:1.6}
@media (max-width:820px){footer .top{grid-template-columns:1fr}}

/* Viereck-Grafik (Ergebnis) */
.vsq{position:relative;width:100%;aspect-ratio:1;max-width:320px;margin:8px auto}
.vsq .frame{position:absolute;inset:14%;border:4px solid var(--anthrazit)}
.vsq .mid1{position:absolute;left:50%;top:14%;bottom:14%;border-left:2px solid var(--sand)}
.vsq .mid2{position:absolute;top:50%;left:14%;right:14%;border-top:2px solid var(--sand)}
.vsq .c{position:absolute;width:12%;height:12%;border-radius:50%;background:var(--nr);border:3px solid #fff;box-shadow:0 0 0 1px var(--line)}
.vsq .c.tl{left:8%;top:8%} .vsq .c.tr{right:8%;top:8%} .vsq .c.bl{left:8%;bottom:8%} .vsq .c.br{right:8%;bottom:8%}
.vsq .l{position:absolute;font-size:12px;font-weight:700;font-family:Manrope;line-height:1.2}
.vsq .l.tl{left:0;top:0} .vsq .l.tr{right:0;top:0;text-align:right} .vsq .l.bl{left:0;bottom:0} .vsq .l.br{right:0;bottom:0;text-align:right}
.vsq .l em{display:block;font-style:normal;font-weight:500;font-size:11px;color:var(--muted)}
.vsq .center{position:absolute;inset:0;display:grid;place-items:center;text-align:center;font-family:Manrope;font-weight:800;font-size:15px;pointer-events:none}
.vsq .center small{display:block;font-weight:500;font-size:10.5px;color:var(--muted)}

/* Rechtstexte */
.legal-page{padding:64px 0 88px}
.legal-page .wrap{max-width:820px}
.legal-page h1{font-size:clamp(30px,4vw,40px)}
.legal-page h2{font-size:22px;margin-top:40px}
.legal-page h3{font-size:17px;margin-top:24px}
.legal-page p,.legal-page li{font-size:16px}
.legal-page .card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:22px 24px;margin:18px 0}
.legal-page table{width:100%;border-collapse:collapse;font-size:15px}
.legal-page td,.legal-page th{text-align:left;padding:8px 10px;border-bottom:1px solid var(--line);vertical-align:top}
.legal-page th{color:var(--muted);font-weight:500;font-size:13.5px;width:38%}
.note{font-size:13.5px;color:var(--muted)}
.skip{position:absolute;left:-9999px}
.skip:focus{left:20px;top:10px;background:#fff;padding:8px 12px;z-index:50}

/* ===== v2 Ergänzungen ===== */
.wrap.narrow{max-width:820px}
.hero .trust{list-style:none;padding:0}
.hero .trust li::before{content:"";display:inline-block;width:8px;height:8px;background:var(--terra);margin-right:8px;vertical-align:1px}
.hero .trust li{display:inline-block;margin-right:18px}
/* Hero-Quad */
.quad{display:grid;grid-template-columns:1fr 1fr;gap:14px;width:min(100%,400px);aspect-ratio:1}
.quad .q{background:var(--anthrazit);position:relative;transition:background .5s ease}
.quad .q span{position:absolute;left:14px;bottom:12px;color:#fff;font-family:Manrope;font-weight:700;font-size:13px;opacity:0;transition:opacity .4s}
.quad .q.on{background:var(--terra)}
.quad .q.on span{opacity:1}
@media (max-width:820px){.quad{width:min(70%,280px);margin:0 auto}}
@media (prefers-reduced-motion:reduce){.quad .q{transition:none}}
/* Für wen */
.who{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:40px}
.who-item{border-top:3px solid var(--anthrazit);padding:18px 0 0}
.who-item b{display:block;font-family:Manrope;font-size:18px;margin-bottom:6px}
.who-item span{color:var(--muted);font-size:15.5px}
.who-item:nth-child(4n){border-top-color:var(--terra)}
@media (max-width:980px){.who{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.who{grid-template-columns:1fr}}
/* Steps als Liste */
ol.steps{list-style:none;padding:0;margin:40px 0 0}
/* Prinzipien */
.principles{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:40px}
.principle{background:var(--warm);border:1px solid var(--line);border-radius:12px;padding:28px 26px}
.principle .num{font-family:Manrope;font-weight:800;font-size:13px;letter-spacing:.14em;color:var(--terra);display:block;margin-bottom:12px}
.principle p{color:var(--muted);font-size:15.5px;margin:0}
@media (max-width:820px){.principles{grid-template-columns:1fr}}
/* FAQ */
.faq{margin-top:28px;border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;padding:18px 44px 18px 0;font-family:Manrope;font-weight:700;font-size:17px;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:50%;transform:translateY(-50%);width:28px;height:28px;border-radius:50%;background:var(--sand);display:grid;place-items:center;font-weight:500;color:var(--anthrazit);transition:transform .2s}
.faq details[open] summary::after{content:"–";background:var(--terra);color:#fff}
.faq details p{margin:0 0 20px;color:var(--muted);font-size:16px;max-width:720px}
.faq summary:focus-visible{outline:2px solid var(--terra);outline-offset:4px;border-radius:4px}
/* Sticky CTA mobil */
.sticky-cta{display:none}
@media (max-width:820px){
  .sticky-cta{display:block;position:fixed;left:0;right:0;bottom:0;padding:10px 16px calc(10px + env(safe-area-inset-bottom));background:rgba(250,248,244,.94);backdrop-filter:blur(8px);border-top:1px solid var(--line);z-index:15;transform:translateY(110%);transition:transform .3s}
  .sticky-cta.show{transform:none}
  .sticky-cta .btn{width:100%}
  body.has-sticky{padding-bottom:72px}
}
/* Reveal */
.reveal{opacity:0;transform:translateY(14px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}}
.no-js .reveal{opacity:1;transform:none}
/* Fokus */
a:focus-visible,button:focus-visible{outline:2px solid var(--terra);outline-offset:3px}
.btn:focus-visible{outline-offset:2px}
/* Kontrast-Feinschliff */
.hero .trust,.corner .para{color:#4F5661}
/* ===== QA-Fixes ===== */
.fg,.form{min-width:0}
.two>*{min-width:0}
.f input,.f textarea,.f select{min-width:0}
.legal-page table{table-layout:fixed}
.legal-page td,.legal-page th{word-break:break-word;overflow-wrap:anywhere}
@media (max-width:560px){
  .legal-page table,.legal-page tbody,.legal-page tr,.legal-page td,.legal-page th{display:block;width:100%}
  .legal-page th{padding-bottom:2px;border-bottom:0}
  .legal-page td{padding-top:2px}
}
footer .legal a{text-decoration:underline;text-underline-offset:2px}
footer .ft-h{color:#fff;font-family:Manrope;font-weight:700;font-size:13px;letter-spacing:.12em;text-transform:uppercase;margin:0 0 12px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.about .privat{margin:22px 0 0;padding:18px 20px;background:var(--sand);border-radius:12px;font-size:15.5px;line-height:1.55}
.about .privat b{font-family:Manrope;color:var(--terra);margin-right:4px}
.about .pic{position:relative;background:var(--anthrazit)}
.about .pic .mark{position:absolute;right:-10px;bottom:-10px;width:56px;height:56px;background:var(--terra);border:6px solid var(--warm)}